For writers, creators and directories

JayCK Flow — the facts

Everything on this page can be checked: in the app, on its App Store page, or in the code's own tests. If you need something that is not here, write to support@jayck.dev — a person answers.

In one line

JayCK Flow is a money calendar for iPhone and iPad: your income, bills and purchases on their dates, and every day's balance before it arrives.

In three sentences

Most finance apps tell you where your money went; JayCK Flow shows where it is going. You enter what you know is coming — the paycheck on its date, the rent on its date, the subscriptions — and the calendar does the arithmetic for every day ahead, colouring each day by whether you are on track. A purchase you are only considering can be tried first, with What if?, and the days repaint before you spend.

Facts

Name and category

JayCK Flow: Money Calendar — App Store category Finance, secondary Productivity. The tagline is See tomorrow's balance today.

Platforms

iPhone and iPad with iOS 17.6 or later; also listed for Mac with Apple silicon. Home Screen widgets on iPhone and iPad. There is no web app and no Android app.

Price

Free to use, with no account needed to start. JayCK Flow Premium, $4.99 a month, adds one thing: end-to-end encrypted sync between your own devices. Nothing in the app is locked behind it.

Languages

English and Ukrainian.

On the App Store since

31 July 2026. The App Store page is the source of truth for the current version.

Who makes it

Jaycikey LLC, Florida, United States — founded and built by Kostiantyn Kulzhynskyi, a developer who built the app for his own money first. Contact: support@jayck.dev. Website: flow.jayck.dev. On LinkedIn: Jaycikey.

Privacy, in the words we use

Local by default, and no account to start. Sync, when you turn it on, is end-to-end encrypted with a passphrase we cannot read or recover. No bank login — the app never asks for a bank's credentials. No ads and no tracking; the App Store privacy labels name only what an account needs, a purchase record and an email address.

What it is not

Not a budgeting app with category envelopes, and not a bank-connected tracker. It gives no financial advice: it shows the day the money would run out, and the decision stays yours.

How to describe it

We say money calendar, not financial calendar. The feature is What if?, with the question mark. The promise is the future balance — the balance on a day that has not come yet. A line you may quote, from the first App Store screenshot: Not a money problem. A timing problem.

Assets you may use

The mark and the product image below are free to use when writing about JayCK Flow; please do not alter them. Screenshots are on the App Store page; ask for anything else.

Everything here is written to the same standard as the app: no claim we cannot show you. If a sentence above stops being true, it is a bug — tell us.